The Financial Coach Show » Asset Allocation

Expectations & Emotions: Investors Biggest Dangers

Bryan Binkholder — Wed, 10 Mar 2010 23:40:56 +0000

Most investors are their worst enemies when it comes to investing along with the corrupt marketing system of selling investments that we call Wall Street & brokerage firms (and their minions: Financial Salespeople). Not understanding our risks in an investment strategy, falling prey to clever marketing and ‘Past Performance’ along with emotions that sidetrack us spell one thing and one thing only: loss and emotional pain.

Before you invest, DO NOT fall prey to investment ‘hype’ such as past performance or a fund managers ’skill’. Instead, first know what you want to achieve and then use investment strategies and a policy statement that guides your investing in good times and bad. Keep costs low, rebalance and stay focused to achieve success.

Invested Properly: 2008 & 2009 were fun but you’re back even or better!

Bryan Binkholder — Sun, 28 Feb 2010 22:02:09 +0000

The market was wild in 2008 and 2009 but if you maintained focus, kept to your investment strategies and rebalanced you were highly successful! Blue Ocean Portfolio’s, utilizing low cost index and Exchange Traded Funds, did what they were supposed to do in 2008 and 09. Watch the video to see how you could be utilizing such a system for your investment accounts.

Sample Blue Ocean Portfolio’s Jan.1 2008-Dec 31 2009 PDF

Common Investing Mistakes

Bryan Binkholder — Tue, 22 Dec 2009 20:20:20 +0000

(click on title to watch the video)

As the new year approaches and stock picks galore are posted on websites, magazines and television shows, remember the basics of investing. This video will also help us learn why so many investors and professionals receive abysmal returns and always seem to be making the wrong moves.

Don’t Be A Sucker! The Madness Must Stop. Stock Picking, Track Record Investing, Past Performance

Bryan Binkholder — Tue, 10 Nov 2009 04:05:05 +0000

Originally Posted on March 21, 2009.

Active Management (Mutual Funds/Brokers) Vs Passive Management (Asset Classes and Index Funds)

Bryan Binkholder — Tue, 10 Nov 2009 03:40:46 +0000

The argument has raged for years that mutual funds and brokers can deliver better returns by their ‘knowledge’ concerning the market. While many investors fall prey to this misinformation, the truth has slowly gotten out and investors are learning. While managed funds still prey upon the ‘greedy’ with the idea that they can pick winners, facts show that you are more likely to be a ‘loser’ and achieve below market returns as a result. Study the journals and documentation and then make the decision. Trying to pick winners or use mutual funds and brokers that peddle this garbage are setting you up for failure. Stock picking, market timing and most importantly, track record investing (looking at past performance), is absolutely no way to invest.

The Great Debate: Active Vs. Passive

Determinants of Portfolio Performance: Is it really manager skill?

Random Walk Down Wallstreet

History of Market Efficiency

Modern Portfolio Theory: Textbook Edition

Is This Time Different!

Bryan Binkholder — Tue, 10 Nov 2009 03:17:40 +0000

This was originally posted on March 18th 2009.

Many people are confused, bewildered by the market and concerned that this time is different and we are headed for collapse? What does history show us?

Asset Allocation 101: Part 1

Bryan Binkholder — Tue, 10 Nov 2009 02:35:08 +0000

(click on title to view video)

Asset Class History Chart

Asset Allocation is a widely used term by the brokerage industry and salespeople but most have no clue what it really means and most investors have no idea what asset allocation is all about. View the video and PDF file to see how asset classes rotate and change with no rhyme or reason. So what can we learn? Understand the risk that each asset class carries along with its rewards and build your portfolio to match your expectations and risk capacity.

Asset Allocation 101: Part II

Bryan Binkholder — Tue, 10 Nov 2009 02:27:16 +0000

Historical Returns of Asset Classes

Bryan Binkholder — Tue, 10 Nov 2009 01:56:01 +0000

(Click on title to view video)

Learn the facts about asset class historical returns and what you can & should expect. If someone is promising returns greater than these, that means they are going to outpace historical ‘market performance’ which is what the market has done. So what does this mean? Considering most managed funds don’t beat the market when all factors are figured in (costs, taxes, turnover, trading costs, commissions), learn the facts about investing and how to protect yourself from the brokerage firm con artist.